For the vast majority of people, having a car is an essential need. However, it is often the case that a bad credit file can complicate the acquisition process. Whether it is due to a divorce, a difficult period, a job loss, late payments, a past vehicle repossession, a consumer proposal or bankruptcy, these different situations mean that you do not have access to regular credit from a bank or an automobile manufacturer. Iceberg Finance is a lender who understands these situations and our unique auto financing program certainly meets these specific needs!
12.99% to 19.99%
$7,500
20% to 26.99%
$5,000
27% to 31.99%
$3,000
Interest Rate : 12.99% to Maximum 19.99%
Maximum authorized amount $7,500
Interest Rate : 20% to 26.99%
Maximum authorized amount $5,000
Interest Rate : 27% to 31.99%
Maximum authorized amount $3,000
Rate assigned based on the client’s credit file
| Borrowing | Minimum Interest Rate | 24 months | 36 months | 48 months | 60 months |
|---|---|---|---|---|---|
| 1000 | 22.99% | $52.37 | $3870 | $32.05 | $28.18 |
| 1250 | 22.99% | $65.46 | $48.38 | $40.06 | $35.23 |
| 1500 | 12.99% | $71.31 | $50.53 | $40.23 | $34.12 |
| 1750 | 12.99% | $83.19 | $58.96 | $46.49 | $39.81 |
| 2000 | 12.99% | $95.07 | $67.38 | $53.65 | $45.50 |
| 2250 | 12.99% | $106.96 | $75.80 | $60.35 | $51.18 |
| 2500 | 12.99% | $118.84 | $84.22 | $67.06 | $56.87 |
| 2750 | 12.99% | $130.73 | $92.65 | $73.76 | $62.65 |
| 3000 | 12.99% | $142.61 | $101.07 | $80.47 | $68.24 |
| 3250 | 12.99% | $154.5 | $109.49 | $87.17 | $73.93 |
| 3500 | 12.99% | $166.38 | $117.91 | $93.88 | $79.62 |
| 3750 | 12.99% | $178.26 | $126.33 | $100.58 | $85.30 |
| 4000 | 12.99% | $190.15 | $134.76 | $107.29 | $90.99 |
| 4250 | 12.99% | $202.03 | $143.18 | $114.00 | $96.68 |
| 4500 | 12.99% | $213.92 | $151.60 | $120.70 | $102.37 |
| 4750 | 12.99% | $225.80 | $160.02 | $127.41 | $108.05 |
| 5000 | 12.99% | $237.69 | $168.45 | $134.11 | $113.74 |
| 5250 | 12.99% | $249.57 | $176.87 | $140.82 | $119.43 |
| 5500 | 12.99% | $261.45 | $185.29 | $147.52 | $125.11 |
| 5750 | 12.99% | $273.34 | $193.71 | $154.23 | $130.80 |
| 6000 | 12.99% | $285.22 | $202.13 | $160.94 | $136.49 |
| 6250 | 12.99% | $297.11 | $210.56 | $167.64 | $142.17 |
| 6500 | 12.99% | $308.99 | $218.98 | $174.35 | $147.86 |
| 6750 | 12.99% | $320.88 | $227.40 | $181.05 | $153.55 |
| 7000 | 12.99% | $332.76 | $235.82 | $187.76 | $159.24 |
| 7250 | 12.99% | $344.64 | $244.25 | $194.46 | $164.92 |
| 7500 | 12.99% | $356.53 | $252.67 | $201.17 | $170.61 |
The objectives of this program are to reward good payment habits of customers and thus contribute to their financial autonomy, in addition to supporting the business development of our partner dealers and merchants by allowing them to do recurring business with their clients whose credit is on the road to recovery.
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